Accelerate your drive with smart finance solutions.

A Consumer Loan² is a typical secured loan to help you get the keys to your dream car, available for new and used vehicles, if the car is for personal use.

Eligible customers with loan terms up to 5 years can also opt for a balloon payment at the end of their loan.

There is no deposit requirement with repayments and interest rates fixed, providing certainty over the course of your loan. Repayments can be made fortnightly or monthly, giving you the flexibility to manage your payment schedule.

• Personal use
• Competitive interest rate, fixed for the life of the loan
• Fixed monthly or fortnightly repayments
• Loan terms of 2 – 7 years
• No deposit requirement
• Optional balloon for loan terms up to 5 years to reduce your repayments although you will have to pay a balloon amount at the end of the loan

A loan with an Automotive Options Guaranteed Future Value³ agreement is similar to a regular loan with a balloon payment at the end of the term. The difference is that Automotive Finance will guarantee the minimum return value of the vehicle to ensure it covers the final amount due at the end of the loan term.

If your vehicle has been well looked after, adheres to the Fair Wear and Tear Guide and meets the agreed kilometre usage, you’ll know you won’t be out of pocket when trading your vehicle in to repay the final amount due at the end of the term. The GFV³ is available to eligible customers purchasing selected new vehicles only and terms and conditions apply.

A loan with a GFV³ agreement has benefits such as:

• Flexibility for people who prefer a new vehicle regularly
• It can lower your monthly repayments⁴
• Multiple options at the end of the loan
• Provides peace of mind for the payout of your loan

When your loan term ends, you will have a number of options available to you:

• Trade in your vehicle for a new one
• Return your vehicle
• Retain your vehicle for yourself